At Chunky Things Trading LLC, we are committed to providing secure, transparent, and hassle-free transactions. This Payment Policy outlines our accepted payment methods, billing practices, authorization procedures, and refund handling.
We accept the following major credit and debit cards for online purchases:
Visa
Mastercard
American Express
All transactions are processed through a PCI DSS–compliant third-party payment processor using industry-standard encryption to protect your financial information.
For your security, Chunky Things Trading LLC does not store your full credit or debit card details on our servers. All sensitive payment data is handled exclusively by our authorized payment partners in accordance with global security standards.
All orders shipped within the United States are billed in U.S. Dollars (USD).
If currency conversions are displayed on our website for browsing convenience, they are provided for reference only. Your final charge will always be processed in USD based on your shipping destination.
If your payment card is issued by a non-U.S. bank, your financial institution may apply foreign transaction fees or currency conversion charges. These fees are determined solely by your bank and are not controlled or collected by Chunky Things Trading LLC.
When you place an order, your bank may place a temporary authorization hold for the full order amount. This hold verifies card validity and available funds and does not represent a completed charge.
Your card will be charged only after your order is confirmed and prepared for shipment, at which point the authorization is converted into a final transaction.
If a payment is declined or flagged for security reasons—such as a billing address mismatch or unusual activity—we may contact you for additional verification. In certain cases, we may request limited documentation (for example, a redacted billing statement or government-issued identification) to confirm authorization.
If verification cannot be completed within a reasonable time, we reserve the right to cancel the order to prevent potential fraud.
All approved refunds are issued only to the original payment method used at checkout. We do not offer cash refunds, store credit, or refunds to alternative accounts unless required by applicable law.
Once a returned item is received and inspected—or a refund is approved for a defective or incorrect item—we will process the refund within 1 business day and send a confirmation email.
Refunds typically appear in your account within 5–10 business days, depending on your bank or card issuer’s processing time.
If you have not received your refund:
Review your bank or credit card statement, as refunds may appear under a different merchant descriptor.
Contact your financial institution to confirm whether the refund is pending.
If more than 10 business days have passed since our refund confirmation email and the refund is still not visible, please contact us at [email protected] with your order number and refund details. We will investigate promptly.
If you have any questions regarding payments, billing, or refunds, please contact our support team at:
[email protected]
